Research proposal. Topic: secular views towards interest-free banking. 1. Introduction: There has been large scale growth in Islamic finance and banking in Muslim countries and around the world during the last twenty years. This growth is influenced by factors including the introduction of broad macro-economics and structural reforms in financials systems, the liberalization of capital movements, privatization, the global integration of financial markets, and the introduction of innovative and new Islamic products. Islamic finance was practiced predominantly in the Muslim world throughout the middle ages. European financiers and businessmen later adopted many concepts, techniques, and instruments of Islamic finance. In fact all the earlier references to commercial activities conforming to Islamic principles were made under the umbrella of either interest free Islamic banking. 2. history, background and growth: Islamic banking has established itself as an emerging alternative to conventional interest based banking and is expanding ra......

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