Commercial banks have many roles in the United States economy today, bringing many savers and borrowers together through numerous financial intermediaries. Commercial banks help both borrowers and lenders reach their overall financial goals through strengthening the overall wealth of the firms. These commercial banks remain the largest portion of all of the United States economies financial institutions. While commercial banks offer many types of financial lending possibilities for numerous types of borrowers, one large aspect of the role of a commercial bank is their commercial lending department. Through commercial lending, banks offer business and agriculture funds needed to help their businesses and farms grow while the banks still maintain a positive profit margin. The term commercial bank used to distinguish itself from an investment bank but now these two types of banks do not have to be separate companies. Today, the meaning of a commercial bank is one that focuses on businesses or companies. Rules for commercial banks changed after the stock market crash of 1929 when......

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